Joe Harris

🍂 Fall is here in Colorado! 🏔️🍁

As the leaves change and temperatures start to drop, it’s a great time to review both your auto and home insurance. Colorado fall weather can bring chilly mornings, slick roads, strong winds, early snow, and quickly changing conditions.

🚗 Make sure your auto coverage is ready for changing road conditions, and 🏡 review your homeowners coverage before colder temperatures and winter weather arrive.

Take a few minutes now to make sure your policies still fit your needs and you’re prepared for whatever Colorado weather brings this season.

📞 Give us a call today to review your coverage or request a quote!

Our office proudly serves Colorado and Wyoming customers for their insurance and financial service needs!

I have been in the insurance industry for three years as a dedicated team member before opening the doors to my own State Farm Agency. During that time, I had the privilege of working in two Chairman Circle agencies, where I learned the importance of delivering excellent service and helping customers protect what matters most.

Originally from Recluse, WY, I grew up on my family’s cattle ranch, which taught me the value of hard work and community. I was fortunate to be a 5-year scholarship athlete and continued my passion for sports by playing professional baseball after college. Today, I bring that same drive, discipline, and teamwork to serving my customers.

Outside of the office, my wife and I enjoy golfing, hiking, attending sporting events and comedy shows, and spending time with our family and friends. At home, we stay entertained by our two cats, Kenji and Jalapeño.

Supporting local sports programs has already been a focus of my community involvement!

Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.