Joe Harris

As spring settles in and the days get longer, it’s a great time to look over your insurance coverage and make sure everything still reflects your current needs. Maybe you have made changes to your car, adjusted your driving habits, or added someone new behind the wheel. This season is a good moment to update your auto policy. Spring is also a thoughtful time to revisit your life insurance and ensure it still matches your goals and family needs. A quick review now helps you stay prepared for whatever the season brings.

Our office is now proudly serving Colorado and Wyoming customers for their insurance and financial service needs!

I’ve been in the insurance industry for three years as a dedicated team member before opening the doors to my own State Farm Agency. During that time, I had the privilege of working in two Chairman Circle agencies, where I learned the importance of delivering excellent service and helping customers protect what matters most.

Originally from Recluse, WY, I grew up on my family’s cattle ranch, which taught me the value of hard work and community. I was fortunate to be a 5-year scholarship athlete and continued my passion for sports by playing professional baseball after college. Today, I bring that same drive, discipline, and teamwork to serving my customers.

Outside of the office, my wife and I enjoy golfing, hiking, attending sporting events and comedy shows, and spending time with our family and friends. At home, we stay entertained by our two cats, Kenji and Jalapeño.

While I’m still working on getting involved locally, I look forward to building strong community connections and supporting the people and businesses in the area.

Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.